Fairfield Wealth

Pensions | Insurance | Investments



Investments

ESG 
Risk Management
Portfolio Advice
Investment Monitoring
Suitability
Fiduciary Investment Monitoring

Pensions

Independent advice on
Guernsey Retirement Annuity Schemes (RATS)
Employer Schemes (s150)
QNUPS and QROPS
Local pensions Transfers

Insurance

Independent advisers for
Long term life cover
Key Person Cover
Permanent Health Insurance

Finance & Estate Planning

For Guernsey residents, where you need advice and guidance on creating or managing your legacy

Ask Questions

We are here to help as advice is our thing and it may not cost you money to find out, and even save in the long run.

Become a client

Full fact finds, no hidden charges, no fancy offers, just straight-up honest advice.

Online Portal

**Coming Soon**
Access your online portal, and help us reduce the environmental impact.

Relax and Enjoy

Get on with life with peace of mind that you have us keeping an eye on your financial future.


 ESG and Sustainable Investments can contribute to a more sustainable world through your investment choices

Join us and make the world a better place.

Find Out More


What is the difference between an Investment Adviser and a Financial Planner such as you find at Fairfield Wealth

Both are regulated finance professionals that you find locally who offer financial advice, however there are some subtle and very key differences in their roles and responsibilities.

An investment adviser is a finance professional who helps clients with their investment decisions. To operate in Guernsey they are required to be regulated by the Guernsey Financial Services Commission (GFSC) and are required to act in their clients' best interests. Investment advisers may provide advice on individual securities, mutual funds, exchange-traded funds (ETFs), or other types of investments. They may also manage their clients' investment portfolios.

A financial planner is also a professional who provides comprehensive financial advice to clients. Financial planners may help clients with a range of financial goals, including retirement planning, estate planning, tax planning, insurance planning, and investment planning. They may also provide advice on budgeting, debt management, and other financial issues. Financial planners may hold various certifications, such as the Certified Financial Planner (CFP) or Chartered Financial Planner (APFS), and may work for financial planning firms, such as Fairfield, banks, or other financial institutions.

While investment advisers and financial planners may have some overlapping areas of expertise, their main focus and responsibilities are different. Investment advisers typically specialise in investment management and in Guernsey tend to advise only on their firms' own offerings, while financial planners take a more holistic approach to their clients' financial well-being and more often than not provide advice on the whole market.

In summary, the main difference between an investment adviser and a financial planner is that an investment adviser primarily focuses on providing advice on investment decisions, while a financial planner may provide advice on a wider range of financial matters. However, the exact scope of services offered by each professional can vary based on their qualifications, expertise, and the needs of their clients. 

Contact Us


selective focus photo of plant spouts

Guernsey Retirement Annuity Trusts

Looking to set up a plan, move or consolidate plans. Moving to work in Guernsey, or just need answers to help you make a better decision.

Has your Trustee requested that you appoint a qualified Investment Adviser?

This is what we do.

Discover
watch tower on island under blue skies

Pensions Advice and Reviews

We can provide independent advice on your scheme, the investments and your potential options. We can help the Trustee or yourself write a Statement of Investment Principles. We can also monitor and review the investments against this Statement..

Discover
white and red globe under blue sky during daytime

ESG Investing

Do you want to follow a greener agenda with your investing.

Do you want to expand your clients investment monitoring to include ESG ratings and improve your businesses ESG footprint.

Discover

Financial Planning

We don't promote our own investments, funds or savings products, we do have a Pension Plan that is administered by an Independent Guernsey Pensions Trustee.

We try to be as independent as possible. All of our fees are transparent, and all of our interests are transparent. This is how we want to become your Trusted Adviser. 

Long Term Protection

Life, critical illness and Whole of life protection. We can arrange and help you plan to protect your dependents if the worst happens.  

Continue reading