Permanent Health Insurance
With the rising cost of living and more of us with monthly subscriptions and contractual obligations, such as streaming services, phone contracts, car payments etc, what would you do if you were to have an accident and unable to work for a few months? would your employer continue to pay your full salary? what if you are self employed?
PHI is an insurance policy designed to replace your salary should you be unable to wok for a specified period of time due to illness or accident. Although you wont receive the same amount as being in employment, it is designed to fill the gap between the state sick pay and your wage, giving you piece of mind that you wont have to struggle to cover your rent or mortgage payments.
There are may options available and premiums could be lower than you think, so why not let Fairfield's qualified advisers guide you through the process and ensure you get the right policy for your circumstances.